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Here is everything you need to know about the Paybright Split Payment Plan!

How Affirm Works


Spread the cost of a purchase over $50CAD into 4 interest-free easy monthly payments*. *Subject to credit approval*

Browse E's Element and add your favourite finds to your shopping cart.

When you reach checkout, choose Paybright as your payment method.

Complete your purchase and pay later in 4 equal payments.

The remaining 3 payments are charged to your debit or credit card every two weeks.


Are there requirements to use Paybright?

Yes you'll need:

• To be 18+ years old
• To be a resident of Canada
• A Canadian bank account, or a Visa/Mastercard credit/debit card.
Your debit card must have the Visa or Mastercard logo
• An SMS-capable Canadian phone number
• To meet the minimum cart size required to use PayBright as a
payment option at checkout/

Where can I use Affirm?

You can use PayBright on E's Element.

How do I apply?

If your basket is eligible for ’Pay in 4’ with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with PayBright and accept the terms of your payment plan.

Does Affirm do a credit check?

Using Pay in 4 will not affect your credit score.

How do I make my payments?

At checkout, you will set up 4 convenient, automatic pre-authorized payments
that debited/charged your Canadian Visa/Mastercard debit/credit card.

Which payment methods are accepted?

Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

What if I can't make a payment?

Please reach out to the Affirm team and they will be happy to
look into the options available. You can contact them using this contact form.

Are there late or NSF fees?

For more information on late or NSF fees, please see this FAQ article on the Affirm help site.​

How do returns work if I paid using Paybright?

Purchases made using Affirm are subject to E's Element's standard return policy.

Any returns will be processed by E's Element and your Affirm
balance will be reduced, cancelled, or refunded accordingly.

If E's Element has provided a refund to you via a gift card, you must still continue repaying your installment plan in full.

For information on returns, click here to review E's Element’s return policy.

What if I need additional help with my payment plan?

For help with your payment plan or if you haven’t received your confirmation
email, please contact Affirm via their website.

What if I get declined from using Affirm?

Please use an alternate payment method to complete your purchase.

Where can I find out more about Paybright?

For further information, please refer to Affirm's FAQ page.



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